Wallet & payments
Send and receive value with an intuitive wallet experience designed for everyday use.
- Easy transfers
- Merchant payments
- Transaction history
Built for Nigeria • Designed for speed • Powered by trust
Spend smarter with iSpend.
iSpend eServices Limited is building modern digital payment and spending experiences for individuals and businesses — with a strong focus on security, compliance, and great UX.
Fastsimple onboarding
Secureprivacy-first design
Compliantbuilt for regulated services
Note: iSpend.ng is a company website. Product availability and licensing status may vary as we complete required regulatory processes.
iSpend Wallet
Track spending • Control budgets • Pay confidently
Spending insights
Real-time
Controls
Budgets & limits
Security
MFA + monitoring
Unified payments
Bank transfer, card, and merchant payments in one experience.
Business tools
Spend controls, approvals, and audit-ready reporting for teams.
Smart notifications
Instant alerts that help prevent fraud and overspending.
Features that make spending effortless
Everything you need to move money, manage spending, and stay in control.
Budgets & controls
Create limits, categories, and alerts to keep spending aligned with your goals.
- Category budgets
- Spending limits
- Instant alerts
Business spend management
Approvals, roles, and reporting for teams — built to support audit readiness.
- Role-based access
- Approvals workflow
- Downloadable reports
Security by default
Defense-in-depth, privacy-first patterns, and continuous monitoring.
- Multi-factor authentication
- Device & session controls
- Fraud monitoring signals
API-ready platform
Integrate iSpend into your product with clean APIs and webhooks.
- Developer-friendly docs
- Webhooks
- Sandbox environment
Customer support
Fast, reliable support and clear status communications.
- In-app support
- Knowledge base
- Issue escalation paths
How it works
A simple path from signup to smarter spending.
1
Create your account
Sign up and verify your profile. We use layered checks to reduce fraud and protect users.
2
Connect & fund
Add funding methods and set limits. For businesses, create roles and approval rules.
3
Pay, track, and control
Make payments, get alerts, and monitor spend. Export reports anytime.
Trust, compliance, and security
We design iSpend with strong governance and security controls from day one.
Security controls
Account protection and monitoring designed to reduce unauthorized access and suspicious activity.
- MFA and secure session handling
- Encryption in transit and at rest
- Logging, monitoring, and alerting
Privacy-first
Collect only what’s required and protect customer data through strong access controls.
- Least-privilege access
- Data minimization principles
- Clear retention policies
Regulatory readiness
iSpend is being built to operate in regulated environments. Where applicable, we pursue required approvals and work with qualified partners.
- Policies and operating procedures
- Audit-friendly reporting
- Vendor and risk management
Want to partner with iSpend?
We work with merchants, fintech partners, and businesses looking to modernize payments.
FAQ
Quick answers. If you need something else, reach out.
Is iSpend a bank?
No. iSpend eServices Limited is a technology company building payment and spend tools, and may work with licensed partners where required.
Can iSpend be used by businesses?
Yes. Our roadmap includes business spend controls such as roles, approvals, limits, and reporting.
Does iSpend support integrations?
Yes. We design API-first experiences so partners can integrate via secure APIs and webhooks.
Where can I get updates?
Use the contact form to join updates or request a demo. We’ll share the latest product availability and launch milestones.
Contact iSpend
Tell us what you’re building — we’ll respond as soon as possible.
Company
iSpend eServices Limited
Nigeria
Website
iSpend.ng
Social
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For Hostinger
Upload the ZIP contents to your domain’s public_html folder.